Personal Policy

Hybrid Policy

Offline

'One size fits all' pricing

Save money as you pay only for what your drive

Online

Waiting for a  passenger

Minimal coverage, only by the rideshare platform

Traditional personal auto policies excluding any commercial activity unless there's a rideshare endorsement

VOOM’s policy exceeds the platform’s coverage

Liability coverage is provided by the rideshare platform. VOOM offers excess liability on top of that. As well as Physical damage, UM/UIM, Medical Payment according to your VOOM policy limits

Online

Driving to/with a passenger

Coverage only by the rideshare platform, with high deductibles

No coverage is provided by a standard auto policy. You'll be covered only by the rideshare platform's coverage that has a very high deductible for physical damage claims ($2,500)

VOOM’s policy exceeds the platform’s coverage and can fill any deductibles gaps

You'll be covered by the rideshare platform and VOOM policy provides a deductible cap coverage to reduce your out of pocket expenses for the platform deductible ($2,500)

Offline

Personal Policy

Hybrid Policy

'One size fits all' pricing

Save money as you
pay only for what
your drive

Online

Waiting for a  passenger

Personal Policy

Hybrid Policy

Minimal coverage, only by the rideshare platform

Traditional personal auto policies excluding any commercial activity unless there's a rideshare endorsement

VOOM’s policy exceeds the platform’s coverage

Liability coverage is provided by the rideshare platform. VOOM offers excess liability on top of that. As well as Physical damage, UM/UIM, Medical Payment according to your VOOM policy limits

Online

Driving to/with a passenger

Personal Policy

Hybrid Policy

Coverage only by the rideshare platform, with high deductibles

No coverage is provided by a standard auto policy. You'll be covered only by the rideshare platform's coverage that has a very high deductible for physical damage claims ($2,500)

Policy exceeds the platform coverage and can fill any deductible gaps

You'll be covered by the rideshare platform and the VOOM policy provides a deductible cap coverage to reduce your out of pocket expenses for the platform deductible ($2,500)