What is a Rideshare Endorsement and how VOOM is different
In the dynamic world of ridesharing, drivers face unique risks and challenges that traditional auto insurance policies may not fully address
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Pay Per Mile
Motorcycle Insurance
Enjoy insurance that is tailored for your week commutes and your recreational activities. Get a quote and check your savings!
Get a QuoteDylan Austin Blevins
Lyft Driver, TX
Just switched and I'm saving over $800 a month!
Sean Finely
KTM 300
The VOOM Insurance cost for my bike was about 50% less than my current insurance provider, so I purchased the VOOM Insurance policy for that bike. Because I ride this bike relatively low mileage, the pay-per-mile option is great
Tyler Mccollough
2020 Suzuki GSXR
I went from paying $250-$300 a month for the GSXR to now paying $46 a month on full coverage insurance. They have helped me save money tremendously, especially as a younger rider who owns a race bike.
Kevin Marquis
2004 Harley Davidson Softail Classic
Was cheap, easy and fast. Had insurance within 20 minutes and was back on the road. Will see how the monthly billing goes but I can see a great future with VOOM!
Ahmad Khaled
2021 Honda CBR
My experience with VOOM is the first ever with Pay-per-mile insurance and I am very happy with the way it works and how responsive they are to any problem that arises. Really happy with the service and care they put.
Norm Walker
2017 Sanyang Lance Cabo
So easy to work with. Prices are crazy cheap. Hoping to add a second motorcycle soon, and will be using VOOM for that too.
Dale Shipley
2011 Harley Davidson FLHX Street Glide
My first thought was to tell everyone I know about this. I rode for over 40 yrs and don't get on my bike very much lately. I have no doubt this type of insurance will be picked up by millions. With the cost of everything going up, this is just what we needed.
Marco Sepulveda
2015 Kawasaki Vulcan S
I don't ride much so I am saving significantly by switching to VOOM. Overall happy with the service so far!
Jeffrey Chisholm
2018 Honda Shadow
VOOM’s Pay Per Mile is perfect for a low-mileage rider like myself! I have peace of mind that I’m not paying too much for insurance.
What is motorcycle insurance?
Motorcycle insurance provides coverage if your bike, scooter, moped, or ATV is damaged or stolen. It also provides financial protection if you are responsible for someone else’s injuries or damages.
Motorcycle & All-Terrain Vehicle Pay Per Mile Insurance
VOOM is proud to provide an affordable pay per mile motorcycle insurance & All-Terrain vehicles to all shapes, sizes, and speed
How does motorcycle insurance work?
You will be asked some questions about yourself, your bike, and your desired coverages. Those factors will affect your motorcycle insurance cost. If your bike is damaged or stolen, or you're in a motorcycle accident and liable for another person's injuries or damages, you can file a claim. If your claim is covered, your insurance will pay for losses or injuries up to your coverage limits. How much your insurance provider covers depends on the limits you choose when buying your policy.
Discover how much you can save!
Complete the details below to estimate your annual savings
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You can save $ANSWER each year
Thats about BURGER burgers!
Stop overpaying for traditional insurance and make the switch today.
*Actual premium may vary based on selected coverages and discounts
Given your estimated mileage you might be able to save more with a traditional policy
Know riders that tend to ride less? Refer & earn up to $150
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What is pay-per-mile motorcycle insurance?
Instead of paying an annual flat fee, your insurance rate is based on your actual mileage. If you ride less, you should pay less, that simple.
How to get a motorcycle quote?
Getting a motorcycle insurance quote with VOOM is a breeze. Visit our website and effortlessly fill out our free online quote form. In a matter of seconds, you'll receive a tailored motorcycle insurance quote for our budget-friendly coverage.
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Everything you need to know about the product and billing. Can’t find the answer you’re looking for? Please chat to our friendly team.
Can the VOOM Insurance policy replace my current personal auto policy?
Yes, the VOOM policy is intended to replace your existing personal auto policy, it covers both your personal use up to the policy limits, as well as other gaps that arise from your Gig work that most traditional policies don't cover.
I'm a Uber Black driver; does VOOM Rideshare Insurance provide coverage for this service?
VOOM Rideshare Insurance does not cover Uber Black services. For Uber Black, drivers are required to have commercial insurance similar to what is needed for taxis, as our policy does not extend to periods 2 and 3 of rideshare driving that Uber Black entails.
What platforms are eligible?
VOOM Insurance is available to eligible rideshare drivers on the following platforms: Uber, Lyft. This list is subject to change.
While I’m “off the clock”, why would I choose VOOM over another personal auto insurance policy?
With a traditional car insurance policy, when the app is offline, you will always pay a “one size fits all” price, regardless if you are not driving for personal use or if you are driving for Uber Lyft, et al. With VOOM, you will pay only for the miles driven during your personal use.
What types of car insurance coverage do I have while I am waiting for my next gig job?
It's important to understand that the traditional auto insurance policies exclude any commercial activity unless there's a rideshare endorsement. With your rideshare platform you are covered with a minimal state liability minimum, while with VOOM, you can enjoy an Hybrid policy that exceeds the platform coverage and offers excess liability in including Physical damage, UM/UIM, Medical Payment.
How can VOOM help me save on the rideshare platforms' high deductibles in a case of a claim?
You will be covered by the rideshare platform, and in addition VOOM’s policy will provide a deductible cap coverage reducing your out of pocket expenses for the platform's deductible ($2,500)